Reliable Auto Insurance at the Lowest Prices
Auto insurance is mandatory to drive on California highways. However, many people find that finding the right auto insurance policy to meet both needs and budget is difficult. Ramona Insurance can help you find the right auto policy to fit your lifestyle and your price.
For fast quotes on affordable auto insurance, contact Ramona Insurance today at 760-788-9558.
What Type of Auto Coverage Do I Need?
“Auto insurance” is a somewhat misleading term because any auto insurance policy is actually a compilation of several different types of coverage. Your auto insurance policy may include any of the following:
- Personal Liability Insurance. Liability coverage pays for the hospital bills, pain and suffering and other costs if you injury someone in an accident. While California demands minimum liability coverage of $15,000 for the death or injury of one person and $30,000 for the death or injury of two or more people, it is often wise to set your liability limits much higher. Ramona Insurance has professional agents who can help you determine the right amount of liability coverage for your particular needs.
- Property Liability Insurance. California requires you to have at least $5,000 worth of property damage insurance, but a single accident can quickly exceed this limit. At Ramona Insurance, we work with you to determine how much property damage liability is appropriate for you.
- Collision. If you have a newer vehicle or one that you simply cannot afford to repair, you may want to take out a collision policy. These policies pay for damage to your vehicle when you are responsible for the accident. A Ramona Insurance agent can help you make your collision policy affordable by changing the amount of your deductible or adjusting your coverage amount.
- Comprehensive. Comprehensive coverage pays for theft, damage by flood or fire or any other vehicle damage that is not accident-related. It is a good idea to have a comprehensive policy if you cannot afford to replace your vehicle by paying cash. Ramona Insurance has a variety of affordable comprehensive policies that will help you protect your investment in your vehicle.
- Uninsured motorists. With so many uninsured motorists on the highway, it is not really an option these days to go without uninsured or underinsured motorist coverage. Talk to a Ramona Insurance agent today about protecting yourself and your family from an accident caused by an uninsured driver.
For the best options in auto insurance, call Ramona Insurance today at 760-788-9558.
Be Sure You Have The Coverage You Need
No matter what type of auto insurance you need, Ramona Insurance can help you find the right policy. Because we are an independent insurance agency, we can shop around for the best prices for your coverage, whether you need full coverage, liability only or specialized car insurance.
With Ramona Insurance, you will always know that you have the right policy to protect you at the lowest possible price. Our professional agents are standing by to help you choose the right coverage for your vehicle.
If you are looking for cheaper, better auto insurance, call Ramona Insurance today at 760-788-9558.